Terms of Service
Last updated: April 2026
Products
Rands and Sense sells digital PDF budget planners. All products are delivered electronically via email and direct download. No physical products are shipped.
Pricing
All prices are in South African Rands (ZAR) and include VAT where applicable. Prices may change without notice.
Payments
Payments are processed securely via Yoco. We do not store your card details.
Refunds
We offer a 7-day money-back guarantee. If you are not satisfied with your purchase, contact us within 7 days for a full refund. Refunds are not available if the product has been downloaded.
Usage
Products are for personal use only. You may not resell, redistribute, or share purchased products. You may print copies for your own use.
Free planner
The free 7-day budget planner is provided at no cost. We may send you a single email with your download link. Marketing emails are only sent if you opt in.
Limitation of liability
Our planners are educational tools. We are not financial advisors. Any financial decisions you make are your own responsibility.
Contact
Rands and Sense is a product of Drummond Holdings.
Email: hello@randandcents.co.za
WhatsApp: 061 529 5698