Rands and Cents

Get your rands in order

Digital budget planners and trackers built for South Africans. Works with GoodNotes, OneNote, Notability, or print at home. No apps. No subscriptions. Just you and your money.

Works with  GoodNotes · Notability · OneNote · Print at Home

How It Works

1

Choose your planner

Pick the planner that fits your needs — budgeting, debt payoff, or the full bundle.

2

Download instantly

Get your PDF delivered to your inbox straight away. No waiting, no shipping.

3

Start tracking

Open in GoodNotes, OneNote, or print it out. Fill it in daily and watch your finances improve.

Not sure where to start?

Take our 60-second quiz and we'll recommend the right planner for your situation.

Take the Quiz

Quick Questions

What format are the planners in?

All planners are delivered as PDF files. Use them digitally on iPad (GoodNotes, Notability), tablet, computer (OneNote), or print them at home.

Can I use these on my phone?

Yes! The PDFs work on any device. They're optimised for tablets and printing, but you can view and fill them in on your phone too.

Are prices in South African Rands?

Yes — all prices are in ZAR. No hidden fees, no dollar conversions, no surprises.

Ready to get your money sorted?

Stop guessing where your money goes. Start tracking it today.